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Malcolm Tsung, CPCU, AU, is the Director of Commercial Auto for Utica National Insurance Group. He has also worked for Liberty Mutual, Travelers/Northland, and Berkshire Hathaway Homestate Companies, in different roles focusing on Commercial Auto. He earned a Master's Degree from the University of Hartford in West Hartford, Connecticut and a Bachelor's Degree from Gonzaga University in Spokane, Washington. He holds Chartered Property Casualty Underwriting (CPCU), Associate in Underwriting (AU) professional designations. Personal: He is originally from Guam, U.S.A. He is married and has two beautiful daughters. During his spare time, he loves to travel and is a connoisseur of food and drinks.